What Does Renters Insurance Cover?
Your landlord's insurance covers the building — but not your belongings inside it. Renters insurance protects your personal property and covers your liability if someone is injured in your rental unit.
- Personal belongings (furniture, electronics, clothing)
- Theft & vandalism
- Fire & water damage
- Personal liability protection
- Temporary accommodation if unit is uninhabitable
- Medical payments for guests injured in your home
Why Renters Need Insurance
Many renters assume their landlord's policy covers their belongings — it doesn't. If there's a fire, flood, or break-in, you could lose everything with no financial protection.
Renters insurance is one of the most affordable types of coverage available. Our advisors will find you a policy that fits your budget and covers what matters most to you.
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