Privacy Policy
Last Updated: June 1, 2025 | Effective Date: June 1, 2025
This Privacy Policy applies to Insurance Plans Service Hub ("Company," "we," "us," or "our"), operating at insuranceplansservicehub.online. By using our website or services, you agree to the collection and use of information as described in this policy.
1. Information We Collect
We collect the following categories of personal information:
- Contact Information: Name, email address, phone number, mailing address
- Insurance-Related Information: Type of coverage requested, current insurance provider, policy details
- Demographic Information: Age, date of birth, state of residence
- Technical Data: IP address, browser type, device type, operating system, referring URLs, pages visited, time spent on site
- Communication Records: Records of calls, emails, or chat interactions with our advisors
- Cookies & Tracking Data: Data collected via cookies, web beacons, and similar tracking technologies
2. How We Collect Information
- When you fill out a quote request or contact form on our website
- When you call our phone number (+1 855 926 5509) — calls may be recorded for quality and compliance purposes
- Automatically through cookies and analytics tools when you browse our site
- From third-party lead generation partners and data providers
3. How We Use Your Information
We use collected information to:
- Provide insurance quotes and connect you with licensed insurance providers
- Respond to your inquiries and provide customer support
- Send you relevant insurance offers, updates, and promotional communications (with your consent)
- Improve our website functionality, content, and user experience
- Comply with legal obligations and regulatory requirements
- Detect and prevent fraud or unauthorized activity
- Analyze website traffic and user behavior via Google Analytics and similar tools
4. Sharing of Information
We may share your personal information with:
- Licensed Insurance Carriers & Agents: To provide you with quotes and coverage options
- Service Providers: Third-party vendors who assist with website hosting, analytics, email delivery, and CRM services
- Marketing Partners: With your consent, we may share your information with trusted partners for relevant insurance offers
- Legal Authorities: When required by law, court order, or to protect our legal rights
- Business Transfers: In the event of a merger, acquisition, or sale of assets
We do not sell your personal information to unaffiliated third parties for their own marketing purposes without your explicit consent.
5. Cookies & Tracking Technologies
Our website uses cookies and similar technologies including:
- Essential Cookies: Required for basic website functionality
- Analytics Cookies: Google Analytics to understand how visitors use our site
- Advertising Cookies: Google Ads (DoubleClick) to measure ad performance and serve relevant ads
- Preference Cookies: To remember your settings and preferences
You can control cookies through your browser settings. Disabling cookies may affect website functionality. To opt out of Google Analytics, visit: tools.google.com/dlpage/gaoptout.
6. Google Ads & Third-Party Advertising
We use Google Ads to advertise our services. Google may use cookies to serve ads based on your prior visits to our website or other websites. You may opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.
We comply with Google's advertising policies, including restrictions on personalized advertising for sensitive categories such as health and financial services.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Typically, customer data is retained for up to 7 years in accordance with insurance industry regulations.
8. Data Security
We implement industry-standard security measures including:
- SSL/TLS encryption for all data transmitted through our website
- Restricted access to personal data on a need-to-know basis
- Regular security assessments and vulnerability monitoring
- Secure data storage with access controls and audit logs
No method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.
9. Your Rights & Choices
Depending on your state of residence, you may have the following rights:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete data
- Deletion: Request deletion of your personal information (subject to legal retention requirements)
- Opt-Out: Opt out of marketing communications at any time by clicking "unsubscribe" in emails or calling us
- Do Not Sell: California residents may opt out of the sale of personal information under CCPA
- Data Portability: Request your data in a portable format where technically feasible
To exercise any of these rights, contact us at: privacy@insuranceplansservicehub.online
10. California Privacy Rights (CCPA)
California residents have additional rights under the California Consumer Privacy Act (CCPA). We do not discriminate against users who exercise their CCPA rights. To submit a verifiable consumer request, contact us using the information in Section 14 below.
11. Children's Privacy
Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal information, we will delete it promptly.
12. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated "Last Updated" date. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.
14. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us: